CAR CREDIT APPROVED DEALER DIRECT

​The process is simple.....

We want to make it as easy & hassle free as possible for your customers to drive away happy in their choice of vehicle

We are here to help please ask for any assistance at anytime during the process.

 

 

You - the dealer - send us the customer and car details (this can be as a single or a joint application!) completed on the AIP form supplied on this website.  We receive it here electronically and.....

 

We confirm the Agreement in Principle (AIP) within 24 hours* via email and confirm the interest rate, term, monthly repayments and documents we require to see to sign off the file.

 

Your customer then commits to the purchase fully and completes the full application form. For your convenience and with your permission once you have confirmed your customer is happy to proceed and is happy with the repayment figures detailed in the AIP acceptance email, we will complete the full application with them over the telephone and collate all the documentation required from the customer, for quick reference please see relevant website page "Doc Guide" which details all of the documents we can accept from your customer to speed up this part of the process.

 

The completed application is passed to our underwriting team together with the requested documents, who will return to you with a full decision within just 24 hours* after assessing and confirming the affordability.  This confirmation of Full Approval will also be sent out via email.

 

Once approved, your customer could be driving away in their new vehicle within 48 hours!

 

A Car Credit Approved Dealer Direct Account Manager then attends the appointment on the vehicle collection day and completes the paperwork with the customer.

 

You submit your invoice again by email or fax to our Accounts Department and receive payment.

 

This process may seem drawn out compared to other lenders procedures, however we are dealing with HEAVY sub-prime customers and as such we need to fully complete all procedures to ensure that "responsible lending protocol" is adhered to at all times.

 

 

 

*24 hours is our average response time, however we do state that credit decisions may take up to 48 hours in some cases